Physician Loans in PhoenixHaving significant student debt despite strong or growing medical income?
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Licensed Mortgage Loan Originator•NMLS #1455718
When You Need Physician Loans
Doctor loans are designed for MDs, DOs, dentists, residents, and fellows. They recognize that doctors have high earning potential but often carry large student loan balances and have limited time to save a down payment. The programs typically allow low or zero down payment with no mortgage insurance, and they use a smaller portion of student loan debt in the DTI calculation. Available for both purchases and refinances.
Our Physician Loans Process
Here's how we close your doctor loan. Call or text me with your specialty, training stage, and what you're hoping to buy. I'll match you with the right physician lender. Pre-approval same-day in most cases. Most doctor loans close in 25 to 35 days. I'll explain every step.
Physician Loans Cost in Phoenix
Doctor loan rates are usually competitive with conventional loans. The big benefits are no down payment and no PMI, which can save you hundreds per month compared to a standard loan. I shop dozens of physician lenders to find the lowest rate. Every fee in writing.
Why Choose Us
I've helped many Phoenix physicians and residents buy their first or move-up home. Ten years in the business and 60-plus five-star reviews. Same-day response on every call and text. Thank you for what you do.
Consolidated our loans into one and result was a lower monthly rate. Worked out great for us.
Mark was very professional and fully understood his products and my needs. I had several questions and his follow-up was great. I would recommend him and your company for financial needs.
I have worked with Mark Fazio for years I would highly recommend him to be your loan officer whether you are purchasing or refinancing your home. He is very quick to respond and make sure his clients are taken care of. He will make sure you feel like you picked the right person to work with for your loan. Thanks Mark for being so awesome to work with!
Ready to Get Started?
MD, DO, dentist, or resident? Call or text Mark at (480) 690-9790 for a free quote today.
For more profession-specific programs, see all of our Mortgage Broker options in Phoenix.

Reviewed by
Mark Fazio, Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a Phoenix mortgage broker with Barrett Financial Group (NMLS #1455718) with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.
