Home Purchase Loans in PhoenixSkip the mortgage headache
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Licensed Mortgage Loan Originator•NMLS #1455718
When You Need Home Purchase Loans
You need a purchase loan when you're ready to buy a home, even in today's higher-rate market. I help first-time buyers who don't know where to start. I help people buying new construction or moving up to a bigger place. I help doctors, nurses, and first responders with special loan programs made for them. I help buyers who need down payment assistance to get over the hump. And I help folks who have to buy before they sell their current home. Every buyer's situation is a little different, and there's usually a loan that fits. My job is to match you with the right program and the lender most likely to approve you at the best price, so you can make a strong offer and win the home you want.
Our Home Purchase Loans Process
It starts with a quick call or text about what you want to buy and your budget. I pull a soft credit check that won't hurt your score and review your income and savings. If the numbers work, I send a pre-approval letter the same day. That letter shows sellers you're serious and helps your offer stand out. Once you're under contract, my AI tools handle most of the paperwork, so you're not chasing forms. I keep you updated every step and stay reachable when questions come up. Most purchase loans close in 21 to 30 days, with no surprises at the closing table.
Home Purchase Loans Cost in Phoenix
Your costs come down to your down payment, your rate, and closing costs. Some loans let you put as little as 3 to 3.5 percent down, and assistance programs can help with the rest. Your rate depends on your credit and the loan type. Because I shop dozens of lenders, I work to find you the lowest rate available. I show you the full picture in writing before you commit, payment, rate, and every fee. Nothing hidden. And if the seller can pitch in toward closing costs, I'll build that into your deal.
Why Choose Us
I've helped hundreds of buyers across Phoenix, Mesa, Scottsdale, Chandler, and the Valley get into homes they love. Ten-plus years and 60-plus five-star reviews from real homeowners. I shop dozens of lenders so you get the best rate, not just one bank's offer. You'll always know what's happening and why. Same-day response on every call and text. And I move fast, because in this market a quick, strong pre-approval can win the home.
I have worked with Mark Fazio for years I would highly recommend him to be your loan officer whether you are purchasing or refinancing your home. He is very quick to respond and make sure his clients are taken care of. He will make sure you feel like you picked the right person to work with for your loan. Thanks Mark for being so awesome to work with!
Mark Fazio made getting a hard money loan for my investment property in Phoenix incredibly easy. He explained all of my options, kept me updated throughout the process, and got us to the closing table quickly. I highly recommend Mark and his team to any real estate investor looking for financing.
Mark was fantastic to work with throughout our home purchase in Oklahoma. He was responsive, knowledgeable, and helped us overcome every obstacle that came up during the process. He made everything smooth from start to finish, and we truly appreciated his communication and professionalism. Highly recommend.
Ready to Get Started?
Ready to buy? Call or text Mark at (480) 690-9790 for a free pre-approval today. Same business day, every time.
Exploring your options? Browse all of our Mortgage Broker across Phoenix and the Valley.
Reviewed by
Mark Fazio, Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.