Down Payment Assistance Programs in PhoenixAble to afford the monthly payment but struggling with the upfront costs?
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Licensed Mortgage Loan Originator•NMLS #1455718
When You Need Down Payment Assistance Programs
Down payment assistance helps when you can afford the monthly payment but don't have the cash for the down payment and closing costs. Most assistance programs are for first-time buyers (defined as anyone who hasn't owned in the last three years). They typically come as grants, second mortgages, or forgivable loans. Some programs cover only the down payment, others cover both down payment and closing costs.
Our Down Payment Assistance Programs Process
Here's how we use down payment assistance. Call or text me with your income, credit, and what you're hoping to buy. I'll match you with the assistance programs you qualify for and quote you the combined cost. We'll layer the assistance on top of your main mortgage and submit both for approval. Pre-approval same-day in most cases. Most loans with DPA close in 30 to 45 days.
Down Payment Assistance Programs Cost in Phoenix
Some down payment assistance programs are grants that do not have to be repaid, or low-interest second loans in others. The cost depends on the specific program. I'll show you every option and what each one would cost. Some programs require homebuyer education (free) or income limits (we check).
Why Choose Us
Down payment assistance is one of my specialties. I've helped many buyers get into homes who thought they needed more cash than they actually did. Ten years in the business and 60-plus five-star reviews. Same-day response on every call and text.
Consolidated our loans into one and result was a lower monthly rate. Worked out great for us.
Mark was very professional and fully understood his products and my needs. I had several questions and his follow-up was great. I would recommend him and your company for financial needs.
I have worked with Mark Fazio for years I would highly recommend him to be your loan officer whether you are purchasing or refinancing your home. He is very quick to respond and make sure his clients are taken care of. He will make sure you feel like you picked the right person to work with for your loan. Thanks Mark for being so awesome to work with!
Ready to Get Started?
Need help with the down payment? Call or text Mark at (480) 690-9790 today.
For more low-down-payment options, see all of our Mortgage Broker programs in Phoenix.
Reviewed by
Mark Fazio, Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a Phoenix mortgage broker with Barrett Financial Group (NMLS #1455718) with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.