Cash Out Refinance in PhoenixCarrying high-interest debt while a large amount of your money is tied up in home equity?
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Licensed Mortgage Loan Originator•NMLS #1455718
When You Need Cash Out Refinance
You need a cash-out refinance when you've built up equity and want to put it to use. People use the cash to remodel a kitchen, add a room, or fix up the house. Others use it to pay off high-interest credit cards and car loans, turning several bills into one lower payment. Some pull cash from a rental property to buy another one. And some just want a safety cushion for life's surprises. A cash-out refinance replaces your current mortgage with a larger one and gives you the difference in cash. I help you decide if it's the right move and find the lender with the best terms for it. The equity you've earned can work for you.
Our Cash Out Refinance Process
We start with a call about how much cash you need and what you'll use it for. I'll look at your home's value, your current loan balance, and your credit to see how much you can pull out. Then I shop dozens of lenders and bring back the best offers. I'll show you the new payment, the rate, and exactly how much cash you'd receive, all in writing. If it makes sense, we move forward. My AI tools handle most of the paperwork, and most cash-out refinances close in a few weeks. You'll know every number before you sign.
Cash Out Refinance Cost in Phoenix
A cash-out refinance has closing costs like any refinance, and your new loan balance will be higher because you're taking cash out. That can mean a slightly higher payment, so it's important the cash is going toward something worthwhile. Rates for cash-out loans are usually a touch higher than a basic refinance, but I shop dozens of lenders to keep yours low. I show you the full picture before you commit, the payment, the rate, the cash amount, and every fee. Nothing hidden, so you can decide with clear eyes.
Why Choose Us
I've helped many Phoenix homeowners turn their equity into cash for the things that matter. Ten-plus years in the business and 60-plus five-star reviews. I shop dozens of lenders so you get a strong rate even while pulling cash out. I'll run honest math and make sure the move actually helps you. Same-day response on every call and text. And I never push you to borrow more than makes sense.
I have worked with Mark Fazio for years I would highly recommend him to be your loan officer whether you are purchasing or refinancing your home. He is very quick to respond and make sure his clients are taken care of. He will make sure you feel like you picked the right person to work with for your loan. Thanks Mark for being so awesome to work with!
Mark Fazio made getting a hard money loan for my investment property in Phoenix incredibly easy. He explained all of my options, kept me updated throughout the process, and got us to the closing table quickly. I highly recommend Mark and his team to any real estate investor looking for financing.
Mark was fantastic to work with throughout our home purchase in Oklahoma. He was responsive, knowledgeable, and helped us overcome every obstacle that came up during the process. He made everything smooth from start to finish, and we truly appreciated his communication and professionalism. Highly recommend.
Ready to Get Started?
Want to know how much cash your home could free up? Call or text Mark at (480) 690-9790 for a free quote today. Same business day, every time.
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Reviewed by
Mark Fazio, Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a Phoenix mortgage broker with Barrett Financial Group (NMLS #1455718) with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.