Retail Property Loans in Phoenix AZFinancing for Retail Centers, Strip Malls, and Single-Tenant Property
Buying a strip mall, refinancing a shopping center, or picking up a single-tenant retail building in Phoenix? Retail real estate can throw off strong, steady income when it's financed the right way, and that's where I come in. I'm Mark Fazio, and I arrange retail property loans across the Valley for both investors and business owners who occupy their own storefront. Retail lending lives and dies on tenant mix, lease strength, and location, so I take your deal to lenders who actually understand this asset class instead of shopping it blind. I'll review the property and the rent roll, walk you through your options, and match you with the capital source that fits your strategy, your timeline, and the specific center you're chasing.
- 10+ Years Experience
- 1000+ Families Helped
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
- License NMLS# 1455718
When You Need Retail Property Loans
Retail financing fits a wide range of deals. You might be an investor acquiring a multi-tenant strip center or neighborhood shopping center in Phoenix, Mesa, Chandler, or Scottsdale and you need a loan that pencils against the rent roll. You might be buying a single-tenant net-lease property, think a pharmacy, quick-service restaurant, or auto shop, backed by a long corporate lease. Or you could be a business owner ready to purchase the retail storefront you currently lease so your rent builds equity instead of your landlord's. Retail loans also come up when you're refinancing to lock better terms, cash out for a renovation or re-tenanting, or handle a maturing balloon before it comes due. Vacancy, anchor tenants, and lease rollover all shape what lenders will do, so matching the deal to the right lender is half the battle.
Our Retail Property Loans Process
It kicks off with a quick call or text about the center, your plan for it, and when you need to close. I'll dig into the property, the rent roll, and the lease terms, then give you an honest read on what's financeable and how to structure it. From there I take the deal to lenders and capital sources that actively finance retail and bring back a term sheet or quote you can compare on rate, term, and terms that matter, not just the rate on the cover page. I manage the document collection, order the appraisal, and coordinate with title and any environmental review so the file keeps moving. Retail commercial loans usually take several weeks to close depending on the tenancy and lender, and I keep you posted the entire way so you always know exactly where the deal stands.
Retail Property Loans Cost in Phoenix
Pricing and terms on a retail property come down to tenant mix and credit quality, remaining lease terms, occupancy and vacancy, the center's location and visibility, and your own borrower strength. A well-leased center with strong anchors and staggered rollover generally finances differently than a property with near-term vacancy or a single tenant carrying the whole building. If you occupy your own storefront, owner-occupied programs like SBA may open up lower down payment options that pure investment deals don't get. Standard costs like appraisal, environmental review, and lender fees apply, and I'll hand you a written breakdown before you commit so nothing surprises you. I shop multiple lenders because retail pricing swings widely deal to deal, and I never bury hidden fees, you get a clear picture up front.
Why Choose Us
I've spent more than ten years arranging commercial and investment financing across Phoenix, Scottsdale, Mesa, Tempe, and Chandler, and I've earned 50-plus five-star reviews along the way. Retail is all about the tenants and the lease, so I shop many lenders and capital sources to find the one whose appetite matches your center. I know how the Valley's retail corridors are performing and what makes a location worth lending on, and that local read helps me structure deals that hold together and close. You'll get a same-day response on every call and text, straight talk, and a broker who stays on the deal until the keys change hands.
Mark Fazio made getting a hard money loan for my investment property in Phoenix incredibly easy. He explained all of my options, kept me updated throughout the process, and got us to the closing table quickly. I highly recommend Mark and his team to any real estate investor looking for financing.
Mark was fantastic to work with throughout our home purchase in Oklahoma. He was responsive, knowledgeable, and helped us overcome every obstacle that came up during the process. He made everything smooth from start to finish, and we truly appreciated his communication and professionalism. Highly recommend.
Mark was recommended by my Mortgage Broker in California and he was great. Made the whole process easy. Glad he was recommended to me.
Ready to Get Started?
Whether it's a strip mall, a shopping center, or a single-tenant storefront, let's get your retail deal financed right. Call or text Mark at (480) 690-9790 to get started today.
Reviewed by
Mark Fazio, Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.