Office Building Loans in Phoenix AZFinancing for Owner-Occupied and Investment Office Property
Looking to buy, refinance, or reposition an office building in Phoenix? Whether you're a business owner who wants to occupy your own space or an investor chasing steady rents in the Valley's office market, I can help you find financing that fits the deal. I'm Mark Fazio, and I arrange office building loans across everything from single-tenant medical suites to multi-tenant professional buildings and flex office space. Office lending is nuanced, tenant mix, lease terms, and occupancy all move the numbers, so I shop the deal to lenders who understand this asset class. I'll review your property, walk you through your options, and match you with the capital source that makes the most sense for your goals and your timeline.
- 10+ Years Experience
- 1000+ Families Helped
- $500M+ in Loan Volume Closed
- Backed by the Nation's #1 Mortgage Brokerage
- License NMLS# 1455718
When You Need Office Building Loans
Office financing comes into play in a lot of situations. Maybe you're a doctor, attorney, accountant, or agency owner ready to buy the suite you've been leasing so you can build equity instead of writing rent checks. Maybe you're an investor acquiring a multi-tenant professional building in Phoenix, Scottsdale, Tempe, or Chandler and you need financing that pencils against the rent roll. It also fits when you're refinancing an existing office loan to lock better terms, pull cash out for improvements, or cover a maturing balloon. Owner-occupants may qualify for SBA programs with lower down payments, while investors are typically looking at conventional commercial or portfolio loans priced off the property's income. Medical office, flex space, and creative office each carry their own lender appetite, so knowing who's actually lending on your type of building matters as much as the rate itself.
Our Office Building Loans Process
We start with a quick call or text about the building, your plan for it, and when you need to close. I'll review the property, the rent roll or your occupancy plan, and your financials, then give you a straight read on what's realistic. From there I take the deal to lenders and capital sources that actively finance office property and bring back a term sheet or quote you can compare on rate, term, and structure, not just the headline number. I handle the document collection, order the appraisal, and coordinate with title so the file keeps moving. Commercial office loans typically take several weeks to close depending on the lender and the complexity of the tenancy, and I keep you updated the whole way so you always know where things stand and what's next.
Office Building Loans Cost in Phoenix
Your terms on an office building hinge on a few things: whether you occupy it or lease it out, the tenant mix and remaining lease terms, the property's location and condition, and your strength as a borrower. A stabilized, well-leased multi-tenant building generally prices differently than a single-tenant property or one with vacancy to fill. Occupancy matters, too, since owner-occupied deals can open up SBA options that pure investment deals can't. Expect standard commercial costs like appraisal, environmental review, and lender fees, and I'll give you a written breakdown of all of it before you commit. I shop multiple lenders because pricing and structure vary widely on the same office deal, and I don't do hidden fees, just a clear, honest picture of what your financing will cost.
Why Choose Us
For more than ten years I've arranged commercial financing across Phoenix, Scottsdale, Mesa, Tempe, and Chandler, and I've built 50-plus five-star reviews on the back of it. Office deals turn on details, tenant quality, lease structure, and occupancy, so I shop many lenders and capital sources to find the one whose appetite matches your building. I know the Valley's office submarkets and how they're trending, which helps me structure financing that actually holds up. You'll get a same-day response on every call and text, honest guidance, and a broker who works the deal until it closes.
Mark Fazio made getting a hard money loan for my investment property in Phoenix incredibly easy. He explained all of my options, kept me updated throughout the process, and got us to the closing table quickly. I highly recommend Mark and his team to any real estate investor looking for financing.
Mark was fantastic to work with throughout our home purchase in Oklahoma. He was responsive, knowledgeable, and helped us overcome every obstacle that came up during the process. He made everything smooth from start to finish, and we truly appreciated his communication and professionalism. Highly recommend.
Mark was recommended by my Mortgage Broker in California and he was great. Made the whole process easy. Glad he was recommended to me.
Ready to Get Started?
Whether you're buying your own suite or adding an office building to your portfolio, let's find the financing that fits. Call or text Mark at (480) 690-9790 to get started.
Reviewed by
Mark Fazio, Licensed Mortgage Loan Officer
NMLS #1455718 · Barrett Financial Group (NMLS #181106) · Phoenix, AZ
Mark Fazio is a licensed Phoenix mortgage broker with 10+ years of experience and over 1,000 home loans closed. He shops dozens of lenders to find the lowest rate on purchase, refinance, and specialty loans, and personally guides every client from the first call through closing.